Ten great rules that will help you remain poor all your life.

1- Never wake up early. Keep stretching and turning in bed until you get too
hungry to continue dozing. If there are no bedbugs. Why hurry to get up?

2- Never plan how to spend your money. Whenever you get money, start
spending it right away and when it is finished, try to count and recall how
you spent it.

3- Don't think of saving until you have real big money. How can you save
when you earn so little? Those telling you to save are not sympathetic to
your burning needs.

4- Don't engage in activities usually reserved for the "uneducated". How can
you ? A graduate? Engage in petty trade or home production? That is for
people who never went to school.

5- Don't think of starting a business until an angel comes from heaven and
gives you capital. How do they expect you to invest before you get millions
of shillings? Even though half of the businesses in your town were started
with a few thousand shillings, you as a smart person can only start with
millions.

6- Complain about every thing except your own attitude; Blame the system,
employers, the government and the banks that refuse to lend you money. They
are all bad and do not want you to get rich.

7- Spend more than you earn. To achieve this, buy consumer products on
credit and borrow from friends and employers.

8- Compete in dressing. Make sure you wear the latest clothes among all the
members in call centre. Whenever your neighbor buys a new phone, get one
that is more expensive.

9- Get yourself a nice second hand car that costs more than three times your
gross monthly pay. That will surely keep you in debt long enough to hinder
the implementation of any bad plans that could make you accumulate capital.

10- Give your children everything they ask for since you are such a loving
parent. They should not struggle for anything because you do not want them
to suffer. 

That way, they will grow up lazy and hence poor enough to ensure
they cannot help you in your old age.

If you diligently implement these 10 great rules, you will not fail to
invite poverty in great measure to your homestead. That way, all important leaders, will spend lots of hours thinking about you, planning how to upliftyour daily expenses..